Bringing You Centsible Choices

& Financial Peace of Mind

Whether you are a business working to meet your investment planning and fiduciary responsibilities, an individual saving for retirement or an investor seeking all the elements of a sustainable financial plan, we offer a broad suite of services to assist you in building, preserving and managing your wealth.
We work closely with you to set meaningful goals and empower you to define financial success on your own terms; and help you achieve what’s most important.


Sleep better at night, with the comfort of financial peace of mind.

Corporation & Institution

Taking care of employees, risks, business continuity & investments

Who We Are

 Licensed Financial Planning Firm – by the Securities Commission Malaysia
 Approved Financial Adviser – by Bank Negara Malaysia
 We provide comprehensive wealth management services for individuals and corporations
Financial peace of mind can only be achieved by
  • including the significant people in your life - your family and loved ones
  • having goals and reasonable expectations
Let us support you with a comprehensive plan in the following areas:
  • Income and expenses
  • Insurance coverage
  • Education Planning
  • Retirement Planning
  • Investment portfolio plannning
  • Debt/Cashflow planning
  • Elderly care or long term healthcare planning
  • Charitable gift planning
  • Estate planning

Employee Retention

  • Life, Personal Accident, Hospitalization & Critical Illness Insurance
  • Higher staff morale & productivity
  • Cost savings in hiring & training new staff
  • More take-home pay on same payout
  • Retirement benefit plan

Risk Management

  • Some risks you can pass to insurance companies
  • Losses in the event of fire, flood or theft
  • Customers suing when your product caused harm or damage
  • Legal actions against your directors or officers
Let us help you win:
  • Better cost savings
  • Better coverage for the same cost
  • Better alternative options

Business Succession

Let us help you sleep well at night, knowing that your business will be in good hands.
You worked hard to build your business over the years.
  • What happens when suddenly… you become incapacitated or died?
  • Would your family’s business interest be protected when you are not around?
  • If your partner departed, would you want his family members in the business?
  • What if you lose your key employee?

Investment Management

  • Optimize your idle cash
  • Improve your Cash Management
  • Manage your investment portfolio
  • If money can't buy you happiness .

    Jul 29, 2020

    If money can't buy you happiness ...

  • What is financial peace?

    Jul 14, 2020

    What is financial peace?

  • Investment Linked Insurance Policy = Investment + Insurance? - Your Financial Adviser

    Apr 7, 2020

    Almost every Policy Holder has an Investment Linked Insurance Policy. Is it the ultimate solution to include both Investment and Insurance Coverage?

  • Money Sense Advisory Sdn Bhd

    Apr 2, 2020

    Premium / Contribution Deferment Guideline

    I have compiled in PDF a few companies which provided the guideline for Deferment Application.

    However, I am not personally suggesting you should apply the deferment at this moment. The situation is still unclear as what will happen after 3 months. I shared my simple thought in my blog. ( https://ethanteh.com/premium-contribution-deferment/ )

    And for you who like to have the guideline. Can click on this link for PDF file. ( https://bit.ly/2UIVV5H ) - Updated for AIA, Allianz, Etiqa, Hong Leong Assurance, Manulife & Prudential.

  • You can DEFER payments on your property loan, car loan & insurance premium.

    Apr 1, 2020

    You can DEFER payments on your property loan, car loan & insurance premium. How will it affect you financially?

  • Apr 1, 2020

    Money Sense Advisory Sdn Bhd added a button to help you learn more about them.


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  • Address

    31D-3 Kelana Mall, Jalan SS6/12, Kelana Jaya, Petaling Jaya, Malaysia, 47301

  • Telephone

    +603-7496 6060

    Click to Call

  • Hours
    Monday - Friday: 9:00 am - 6:00 pm
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